LabCompass

Kyle Dempsey

Economics, Econometrics and Finance · The Ohio State University

OpenAlex ORCID
Early career · publishing since 2019
Banking stability, regulation, efficiencyFinancial Literacy, Pension, Retirement AnalysisHousing Market and EconomicsCredit Risk and Financial RegulationsHousing, Finance, and Neoliberalism

Publications

12

Citations

83

Est. group size

—

Recurring co-author estimate

Active years

7

Publishing since 2019

Research summary
AI-generated

Kyle Dempsey studies household and bank finance using quantitative economic models, focusing on topics like credit scores, consumer lending standards, bank capital regulation, and the role of non-bank lenders. His work looks at how credit access and borrowing costs vary across people over their lifetimes and how financial regulation affects lending and financial stability. This research is aimed at understanding both individual financial outcomes (like credit scores and loan terms) and broader questions of banking regulation and economic risk.

Consumer credit and credit scoringBank capital regulation and non-bank financeHousehold finance over the life cycleLending standards and credit marketsFinancial stability and banking economics

Publication output has been uneven over the past decade, with a gap in 2017-2018, a cluster of working papers in 2020, and a resurgence of peer-reviewed publications in 2023 and 2025.

Generated by claude-sonnet-5 from public bibliographic data · Jul 20, 2026

Publication cadence
Publications per year over the last 10 years — averaging 1.0/year recently
17182019: 1 publication192020: 5 publications5202021: 1 publication21222023: 1 publication23242025: 4 publications2526
Recent publications
Publishes in
  • SSRN Electronic Journal×3
  • National Bureau of Economic Research×2
  • Econometrica×1
  • Finance and Economics Discussion Series×1
  • The Review of Economic Studies×1
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By research-topic overlap
  • Francesco Marchionne

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  • Eduard Inozemtsev

    Economics, Econometrics and Finance · The Ohio State University

  • Michael Reher

    Economics, Econometrics and Finance · Indiana University

  • Jun Zhu

    Economics, Econometrics and Finance · Indiana University

  • Gregory F. Udell

    Economics, Econometrics and Finance · Indiana University

This profile was generated automatically from public scholarly data (OpenAlex). Group size and activity levels are estimates derived from co-authorship patterns.

Last updated Jul 19, 2026.

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