Gregory F. Udell

Gregory F. Udell studies how banks lend money, with a particular focus on relationship lending s s and small-business and consumer credit. His research examines how banks assess borrowers, how credit flows during crises such as the COVID-19 pandemic and the global financial crisis, and how regulation and monetary policy shape lending behavior. Much of this work uses real-world data on banks and borrowers to understand the availability and cost of credit.

Publication activity has been steady over the last decade, with a slight peak around 2020-2021 and a modest slowdown in the most recent years (averaging about 1.6 papers per year over the last five years).

Generated by claude-opus-4-8 from public bibliographic data · Jul 9, 2026

Typically publishes in teams of ~3 · 57% small-team papers (≤3 authors) · across 19 venues