Stephanie Moulton

Stephanie Moulton studies housing finance and consumer financial policy, focusing on topics like mortgage assistance programs, foreclosure prevention, reverse mortgages, and credit counseling for consumers, including older adults. Much of the work evaluates how government and nonprofit programs affect financial outcomes such as mortgage default, credit scores, and debt, often using policy experiments or natural experiments tied to real-world programs like the Hardest Hit Fund. This research is relevant to students interested in the intersection of public policy, personal finance, and housing economics.

Publication output has fluctuated over the past decade, with peaks around 2017 and 2020 followed by a slower but still active pace in recent years, averaging about 3-4 papers per year over the last five years.

Generated by claude-sonnet-5 from public bibliographic data · Jul 20, 2026